A Blockchain A-Z of useful articles, explanations and analyses of the key issues, aspects and concerns of blockchain technology and distributed/shared ledgers; and their current and future potential in banking & finance, law, government and commerce.
Santander InnoVentures Fintech 2.0 Paper - June 2015
Blockchain technologies could reduce banks' infrastructural costs by $15-20bn a year by 2022, a new report from Santander InnoVentures claims.
Beyond payments, its authors identify other areas of potential for distributed ledgers, noting:
In time, distributed ledgers will support 'smart contracts' – computer protocols that verify or enforce contracts. This will lead to a wide variety of potential uses in securities, syndicated lending, trade finance, swaps, derivatives or wherever counterparty risk arises."